Austin Telco Federal Credit Union

Make the Right Turn with Us and Save with Confidence.

Refinance and save with an ATFCU Auto Loan.

Refinance Your Loan

Earnings that are almost too good to be true.

Open a True Earnings Checking to earn 5.00% APY on balances up to $15,000.00 with qualifications.

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Get the Money You Need to Make Your Home Your Own.

Home Equity Loans for Home Improvement, Debt Consolidation, and More

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Share Certificate Rates

12 Months

3.49% APY*
18 Months

3.60% APY*
24 Months

3.65% APY*
12 Months

3.60% APY*
18 Months

3.70% APY*
24 Months

3.75% APY*
12 Months

3.70% APY*
18 Months

3.80% APY*
24 Months

3.85% APY*

Save 10% on TurboTax!

Looking for a better way to do your taxes this year? With seasoned tax experts and powerful tech, TurboTax® handles the details so you can be sure your taxes are done right. You’re guaranteed to get your maximum refund. Instantly save 10% as an ATFCU member!

True Earnings Checking Account

Why just use your checking account when you can earn from it? With True Earnings Checking, you’ll enjoy all the freedom of our Free Checking account plus the opportunity to earn up to 5.00% APY on your balance up to $15,000.

Make the Right Turn with Us and Save with Confidence.

Whether you've been stuck with your current auto loan rate for 3 months or 3 years, refinancing your auto loan shouldn't feel like you've taken a wrong turn. Free up your budget to do the things you love and earn $300*.

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We offer a variety of convenient payment methods for your loan.

Utilize the equity you have built in your home.

Be an Austin Telco member, not a number.


We understand you because we are you. We live in your community and we go through the same ups and downs when it comes to finances. Join us and see the difference and have peace of mind with insurance up to at least $250,000 on all deposit accounts.

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Looking to purchase an investment property?

Guide to a Strategic Financial Resolution for the New Year

Austin Telco Affiliations, Awards and Accolades

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