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Tech Ridge Now Open

Tech Ridge, located in North Austin on the northbound frontage road of IH-35 between Parmer and Howard Lanes, is now open featuring three drive-thru lanes, a drive-thru ATM and much more! Stop by today and check out our 18th Austin Metro Location!


Existing Members Must Opt-In by August 15, 2010

Overdraft privilege could save you the hassle and embarrassment of declined transactions at your local restaurant or merchant and offers you peace of mind for the times when you need it most.  In order for us to continue this service on your account, you must Opt-In before August 15th.   You may opt-in electronically, by phone, or at any of our branch locations. Click here to learn more.


Foreign Country/Out of State Debit Card Limits

In response to the growing out-of-state and foreign country fraud, we have lowered debit card out-of-state and foreign daily spending limits and placed additional limits and/or blocks on some out-of-state and foreign country transactions. You may request temporary higher daily debit card limits by logging on to MemberConnect.

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Branches In The Works

Mortgage Loans

Member Account Verification

Home Equity Loans 5 Years - 4.49%* 10 Years - 4.89%* 15 Years - 5.19%* 20 Years - 5.69%* *Annual Percentage Rate. All rates are expressed 'as low as'. Actual rate may vary depending on credit qualifications. **Austin Telco will pay all closing costs on Home Equity Loans below $100,000. Additional non-standard fees will be the responsibility of the member. Rates and terms are subject to change without notice.
Auto Loans New & Used Vehicles Up to 60 Months - 3.45%* 66 Months - 3.75%* 72 Months - 3.95%* *Annual Percentage Rate. All rates are expressed 'as low as'. Actual rate may vary depending on credit qualifications. Rates and terms are subject to change without notice.
Business Loans 5 Years - 5.49%* 7 Years - 5.69%* 10 Years - 5.99%* *20 Year Amortization. Rate applies to 1st lien commercial real estate loans with a loan to value of 80% or less; construction/development loan rates and terms may be different. No pre-payment penalty. Rates and terms are subject to change without notice.