Home Equity Loans

Maximum Term Plus No Closing Costs!**

A.P.R.*

5 Years	4.49%
10 Years	4.89%
15 Years	5.19%
20 Years	5.69%

Home Equity Application Package and FAQs
Home Mortgage Calculators
FAQ's for On-Time Closing 
HUD's Settlement Cost Booklet

Take advantage of Austin Telco Federal Credit Union's unbelievably low home equity rates. Let ATFCU save you money when you take out a NEW or Refinance an existing Home Equity Loan!

ATFCU will pay all standard closing costs for loans under $100,000 closed at an ATFCU branch.**

Use the funds however you wish; home improvements, family vacation, education expenses, paying off credit cards with high interest rates, or consolidating all of your high-rate debts into one loan with a low interest rate.

If you have an existing home equity loan that is at least 12 months old, let ATFCU refinance your loan and save you money!

ATFCU can save you thousands of dollars over the life of your loan.

Not sure if a home equity loan is right for you?  Talk to one of our home equity specialists by calling 512.302.5555, ext. 7194, or view the Home Equity FAQs online.

*Annual Percentage Rate. All rates are expressed "as low as". Actual rate may vary depending on credit qualifications. Please call for details or visit one of our Austin Metro Locations. 

**These costs include: title search, flood determination, credit report, and county filing fees. If necessary, additional fees for member requested appraisal, survey, and title company closing costs will be the responsibility of the borrower. Estimated costs will be disclosed upon receipt of application. Loans of $100,000 and above will require an appraisal, title policy, and title company closing costs at the member’s expense. Rates and terms on loans over $200,000 may vary. All loans subject to normal credit approval. Annual Percentage Rates (APR) are "As Low As" and may vary based on credit qualifications.