Whether you're saving for the down payment on a new home or your children's education, Austin Telco Federal Credit Union has a savings plan to meet your needs. 

Share Savings is ATFCU's basic savings account. 

Money Market is our high yield investment account. Our money market account gives you the flexibility of using funds in the account without penalty and allows you to add to the account at any time. 

Share Certificates, also known as Certificates of Deposit, are available with a wide range of terms to fit your individual needs. Based on the term, dividends can be transferred to your share savings account, your checking account, compounded into the certificate or paid directly to you. ATFCU's certificates offer rates that are among the most competitive in today's market. 

IRAs at ATFCU pay competitive dividends and carry no maintenance or service fees. An Individual Retirement Account (IRA) is a savings plan with tax deferred benefits that allows you, as a wage-earner, to set aside a part of your annual earnings for your retirement years. 

Payroll Deduction offers you the opportunity to designate a dollar amount from each paycheck to be automatically deposited into one of your credit union accounts.